Chase Bank vs Bank of America
Compare key features, fees, and account types between these two banks to find the best fit for your needs.
Chase Bank
Best For
- ✓Consumers who want broad branch and ATM access
- ✓People who prefer an established national bank
- ✓Those who can meet waiver requirements to avoid fees
Account Types
- Chase Total Checking ($12 (waivable))
- Chase Savings ($5 (waivable))
- Chase Secure Banking ($4.95 (not waivable))
Key Fees
Monthly Fee$4.95–$25 depending on account type (waiver conditions apply)
Overdraft FeeVaries — verify current terms with Chase
ATM FeeFree at Chase ATMs; fee applies at non-Chase ATMs (verify current amount)
Bank of America
Best For
- ✓Customers who value in-person banking access
- ✓Those who can meet balance or direct deposit waiver conditions
- ✓Consumers who want broad product offerings under one bank
Account Types
- Bank of America Advantage Plus Banking ($12 (waivable))
- Bank of America Advantage SafeBalance Banking ($4.95 (waivable for eligible students))
- Bank of America Advantage Savings ($8 (waivable))
Key Fees
Monthly Fee$4.95–$25 depending on account type
Overdraft FeeVaries — verify current terms with BofA
ATM FeeFree at BofA ATMs; fee at non-BofA ATMs
Ready to decide?
Read the full reviews to compare all details and find the bank that's right for you.