Chase Bank vs Ally Bank
Compare key features, fees, and account types between these two banks to find the best fit for your needs.
Chase Bank
Best For
- ✓Consumers who want broad branch and ATM access
- ✓People who prefer an established national bank
- ✓Those who can meet waiver requirements to avoid fees
Account Types
- Chase Total Checking ($12 (waivable))
- Chase Savings ($5 (waivable))
- Chase Secure Banking ($4.95 (not waivable))
Key Fees
Monthly Fee$4.95–$25 depending on account type (waiver conditions apply)
Overdraft FeeVaries — verify current terms with Chase
ATM FeeFree at Chase ATMs; fee applies at non-Chase ATMs (verify current amount)
Ally Bank
Best For
- ✓Consumers comfortable with fully online banking
- ✓Those seeking competitive savings APY with no fees
- ✓Customers who want a full product lineup in one online bank
Account Types
- Ally Interest Checking (None)
- Ally High Yield Savings (None)
- Ally Money Market Account (None)
- Ally CDs
Key Fees
Monthly FeeNone
Overdraft FeeVaries — verify current overdraft policy with Ally
ATM FeeFree at Allpoint ATMs; Ally may reimburse some out-of-network ATM fees
Ready to decide?
Read the full reviews to compare all details and find the bank that's right for you.