Capital One 360 vs Ally Bank
Compare key features, fees, and account types between these two banks to find the best fit for your needs.
Capital One 360
Best For
- ✓Consumers who want no-fee checking
- ✓Those seeking competitive savings APY without switching to a lesser-known bank
- ✓Customers comfortable with primarily online banking
Account Types
- Capital One 360 Checking (None)
- Capital One 360 Performance Savings (None)
- Capital One 360 CD (None)
Key Fees
Monthly FeeNone on core accounts
Overdraft FeeNo overdraft fees — verify current policy with Capital One
ATM FeeFree at Capital One ATMs and Allpoint ATMs; fee may apply elsewhere
Ally Bank
Best For
- ✓Consumers comfortable with fully online banking
- ✓Those seeking competitive savings APY with no fees
- ✓Customers who want a full product lineup in one online bank
Account Types
- Ally Interest Checking (None)
- Ally High Yield Savings (None)
- Ally Money Market Account (None)
- Ally CDs
Key Fees
Monthly FeeNone
Overdraft FeeVaries — verify current overdraft policy with Ally
ATM FeeFree at Allpoint ATMs; Ally may reimburse some out-of-network ATM fees
Ready to decide?
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